Changes Coming to a 401(k) Near You.
Hey folks! We wanted you to be aware of a few changes coming down the pike based on legislation signed earlier this year. Some of these...
Capital Gains and Avoiding Optional Stupid Tax.
Recently we had a thrilling discussion about capital gains tax versus ordinary income tax in taxable investment accounts.
Investment Lessons from a Diving Board.
We are halfway through the summer as I write this, and when I'm not meeting with you all, it seems that life has me at the pool as often.
What to Do in Your 30's and 40's.
In our previous blog post, we examined the financial habits and strategies that you can focus on in your 20s. In this post, we will build...
What to Do in Your 20's.
Congratulations! You have graduated high school, and this is the decade where you may finish your education. Maybe you will finish your...
Three Types of Money.
Retirement plan participants often ask if they should contribute. Understanding the three types of money is key to answering this question.
Asymmetric Risk.
If in any situation one type of outcome has orders of magnitude greater consequence than another type of outcome, that is asymmetric risk.
Basics of Term Life Insurance.
Since we are having these conversations on a regular basis, it seems like a good time to reiterate some of the basics of term life...
Roth IRA: The Multi-Tool of the Financial Industry.
If you’re a backpacker, you know the value of the multi tool. Maybe you own a Leatherman from your homeschool past. Maybe you picked up...
Margin for Error.
Disciplined investing comes down to keeping a margin for error between what you estimate will happen and what you absolutely need.
The Gas Gauge in Retirement.
When we look at retirement readiness, we use a gas gauge of sorts. But instead of inputting fuel, we input things like age, salary, etc.
The Best Way to Greet Scary Times.
In money and business, you can rarely predict all the things that can go wrong.
Making Money in a Bear Market.
Making Money in a Bear Market. “You make most of your money in a bear market you just don't realize it at the time.”
Avoiding "Optional" Taxes, Part 1.
At The Weddle Team, we are fully supportive, “rendering to Caesar the things that are Caesar’s.” We are not big fans of rendering more.
Wesbury's Apples, Or How Inflation Actually Works.
Today's post is a riff on Brian Wesbury’s tutorial on inflation. I highly value his plain English explanations of economic concepts.
(Legally) Skipping the IRS Toll Booth On Your RMDs.
A Required Minimum Distribution (RMD) is the IRS’s way of forcing older taxpayers to take money out of their IRAs and other qualified plans.
The Risk with CDs.
If you were like most investors, you have grown up thinking that CDs are a safe place to put your money for the short term.
What an Old Vending Machine Can Teach Us About Emergency Funds.
We here at The Weddle Team greatly emphasize the importance of cash. During the 2020 COVID crash, many of our clients weathered the storm.
How To Invest During A Correction.
We could wax eloquent about how it’s important to “buy the dip” or “buy when the market is off."
Government Shutdown & Debt Ceiling.
We like to create plans with built-in margins of safety so that you don’t have to worry about potential obstacle to your success.